COLORADO MORTGAGE BROKERS
Specializing in Fort Collins and surrounding areas
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Are you looking for a real estate agent in Fort Collins?
123 N College Ave Suite #230
Fort Collins, CO 80524
Phone & Email:
Main Number: (970) 818-9280
Mortgage broker in Fort Collins, Colorado
Serving Colorado for two decades
Excel Financial Group, LLC is a Colorado-based corporation specializing in mortgage refinancing, debt consolidation, home mortgages, and lending. Additionally, Excel Financial Group offers the following types of loans: VA, jumbo, conforming, conventional, adjustable rate mortgages, reverse mortgages, state and local housing programs, FHA loans, and fixed rate mortgages. The company has three office locations, including Fort Collins, Westminster, and Greeley, and serves clients statewide. Excel Financial Group offers low rates and fees plus a highly experienced, knowledgeable, and trustworthy team of financial experts who are equipped in finding the most feasible, strategic solutions to lending.
Read Our Reviews
Working with Kristen Clifton at Excel Financial Mortgage is always an absolute pleasure! She is extremely knowledgeable and an expert at her craft. You can really tell that she genuinely cares about her clients. I recommend anyone in Colorado looking for a mortgage, start the process with Kristen!
Lauren and her team were fantastic to work with! This was my first time being approved for a loan, and she made the process so smooth and easy! She answered every one of my (many) questions and provided many different types of loan options based on what I wanted to potentially offer. She responded so quickly and worked with me at night and on weekends! She goes above and beyond for her clients! We will absolutely be working with Lauren and her team again in the future!
Matt is amazing to work with! As an agent I have lots of choices of what lenders to work with and Matt is at the top of my list for first time homebuyers and investors alike. He takes the time to make sure everyone understands the process, their options and makes it fun in the process! He can handle difficult transactions and always has a creative solution. I would recommend Matt at Excel to anyone looking to buy a house or refinance!
Kimberley Mashek was the Loan Officer that I worked with on this most recent loan, I work for a lender. She was awesome getting conditions turned in to us and made the whole loan process very smooth and enjoyable to work with! Sonny and I look forward to doing more business with Kim and her team! We recommend her to anyone looking for a loan officer, she was fantastic!!
Lauren and her team are very friendly and customer oriented. They replied with answers to any questions quickly and knowledgeably. We were given options for multiple loan rates. Lauren and her team then helped to guide us on which rate would be bet for our circumstances and plans for the future.
Lauren, Kaitlyn and the the team at Excel were simply amazing handling our complex mortgage and dealing with all the twists , turns and speed bumps we continually threw their way. Just as you never go to court without a lawyer, do not try and get a mortgage without an expert. You’ll end up bent over in a poorly lit room.We could not be happier with our purchase and the help we received in these turbulent times. Our deepest gratitude goes out to Excel for making our dream a reality.Charla and Steve Glendening
Lauren and her team are absolutely fantastic! Transactions have been smooth and as stress-free as a home purchase can be. We've worked with her on personal homes as well as when real estate clients use her team to secure their own mortgage. Much recommended!
Lauren Juhl and the team at Excel Financial Mortgage Brokers are basically the special forces of the mortgage world. I have purchased many homes over the years and I have always found the process to be arduous and cumbersome, especially as a veteran. Not so with the team at Excel. They were fast, efficient, professional and insured I was completely comfortable with ever single step of the purchasing process. I highly recommend Lauren and her team for your mortgage needs!
Lauren Juhl is attentive, detail oriented, and incredibly thorough while being genuinely amiable and invested in our success. Life is short but it's also long and, no matter the length of time, I'm grateful for her oversight and dedication.
Lauren and her team provided exceptional service and were extremely knowledgeable
Lauren Juhl (and Kaitlyn) made my home buying experience excellent! They were super helpful and communicative at every step and there were no surprises along the way. My realtor said the same thing. And they surprised me with an awesome housewarming gift a few days after I moved into the new place. Couldn't have asked for a better experience start-to-finish!
Despite this crazy market, our experience with Excel Financial was surprisingly calm. They provided us with options and worked with what met our needs when buying a home. They were there every step of the way and helped us in any way they could and helped ease the stress of buying a home.
I have done open houses with Kristen Clifton and she is amazing! She has great communication skills and is knowledgeable in her expertise as a broker. Kristen shows integrity and kindness to everyone she is in contact with and I highly recommend her for your financial needs in your Real Estate transaction.
We are so pleased with the services from Chris and his team at Excel Financial Mortgage. We have worked with him in the past and he always comes through for us. Customer service at its best and they always keep you in the loop of whats going on. You are never left in the dark about anything. We would highly recommend them for any of your home buying needs. Thanks, Chris!
Lauren, Kaitlyn, and Rhonda were amazing to work with! As a first time home buyer, I was incredibly annoying. Constantly asking questions, confused at every corner, and almost ready to give up multiple times. Lauren was incredibly patient and understanding as I kept asking her clarifying questions because I like to fully understand why things are the way they are. She was polite, quick to respond, and was really on my side when I put in offers. We eventually managed to win and we’re very excited to move in. Lauren was a trusted advisor and a friend. I would definitely recommend her and her team to anyone looking to buy a home! Thank you!! We did it! 🎉
Kim Mashek was wonderful to work with. She was very responsive and helpful. She was always available for any question we had. I highly recommend Kim for all of your financing needs.
Lauren Juhl and her awesome team are the absolute best in the industry. If you want your home loan done well and quickly, Lauren should be your first and only call! Having worked with Lauren and her team for many years now, there is no one else I trust more than them!!
Kristen Clifton was amazing. She helped me look into Refinancing my current home loan. Highly recommend going to her if you are looking for a new home loan or to refinance.
Dan Springob did an excellent job getting my home refinanced. He has completed 3 refi's for me and each one has been exceptionally smooth. From the first phone call to signing the documents at closing he is professional, thorough and a great communicator. I have recommended him to friends and they have had the same experience. I highly recommend Dan and Excel Financial.
As a first time homebuyer I had a great experience with Excel. Jake was my loan officer and I couldn't be more happier with how professional he was and how quick he was with getting my loan and staying in contact with me throughout the process. I was also working with Emily as my processor and she did an awesome job with reaching out to me on the missing documents that she needed on her end. I would highly recommend Excel Mortgage Company to anyone that is looking for a loan. Thank You Excel for making this process very smooth and not stressful! Would use you guys again!! Cheers
My wife and I had the pleasure of working with Omar and Andrew on the purchase of our first home. The level of professionalism throughout our home buying process was above and beyond what we expected. Neither of us felt like a burden during this process and as first-time homebuyers, we had a lot of questions. Omar provided us with a wealth of information, helped us with an excellent rate, was responsive and easily available, and provided us with the confidence we needed to make some difficult choices. If we ever need a broker in the future, we are definitely using Excel and will refer them to anyone looking for assistance with their home loans.
Recently Lauren helped us re-finance our home, and it was the most comfortable experience we have ever had in our entire home-buying history! Lauren was extremely responsive to get us quotes and answer our questions. She was kind, patient and polite and most of all, made us feel extremely taken care of updating us when rates dropped. It was evident Lauren was looking out for our best interest. Can't thank her enough!
Lauren was referred to us when we wanted a second opinion from another local lender and we're SO grateful we were pointed in her direction. She was an excellent communicator, was prompt and upfront with anything that she needed from us, and got us an AMAZING deal. She was able to close our VA loan in under 3 weeks even during the holiday season with lower than expected closing costs. We would use her again in a heartbeat and I wouldn't hesitate to recommend her to any Northern Colorado friends or family. We're unbelievably appreciative for the smooth and competent homebuying process in a chaotic market. THANK YOU, LAUREN!
As an Associate Broker with a Real Estate Firm in a neighboring state, I had significant anxiety about working with an out of state lender. However, Lauren and her team quickly put those fears at ease. Incredibly responsive, fast acting and on top of it. From a fellow professional’s standpoint, the service was top-notch. And while I normally hesitate to speak for my clients, I doubt this particular client would mind my saying that she too was extremely satisfied with the service. Thanks again and hope to work with you again in the future!
We recently utilized Lauren Juhl and her team at Excel for a new mortgage and they went above and beyond at every possible opportunity, making things easier for us every step of the way. We were first time homebuyers and Lauren helped us navigate the complicated process with professionalism, extreme competence, and prompt communication. Highly recommend this group for anyone in the market for a mortgage broker, you won't be disappointed.
Timothy Van Der Like
I found Lauren through these google reviews and I can confirm they are all true! She helped us realize a dream we didn't think was possible. She was always there with a timely response to any question and made the process very smooth. She's extremely knowledgeable about the business and works to find solutions that meet your needs.
I can’t' say enough positive things about the entire team at Excel, including Corey, Lauren, Kaitlyn, and Susan. First, they went the extra mile to make sure our offer stood out in a very competitive situation. Once our offer was accepted, the sellers had an aggressive closing timeline which we further complicated by needing to close early due to a scheduling conflict. Not only did Excel come up with some great mortgage options, but we were also able to close in less than three weeks. If you're in the market for a mortgage lender in northern Colorado, give Excel a call. It was a great experience from beginning to end.
Lauren is on top of your mortgage. If you have any question she'll have an answer or get you one asap.
This is the third time that Excel has assisted me with financing a home or refinance. On all occasions they were extremely helpful, and provided excellent communication throughout the process. Once our loan was complete, they even reached out a month later to ensure our new lender has sent us payment coupons for our new 1st loan payment. Excellent Customer Service! This is a great company to work with!
Working with Lauren was an absolute breeze. As a first time home buyer, I had limited knowledge about the financial side of home buying. Lauren walked me through every step of the process, explaining every detail in an easy to understand way. One of the best aspects to working with Lauren is her responsiveness. She is available almost any time and is super easy to get in touch with through any means. I can not recommend Lauren enough for anyone looking to buy a home. I will certainly go back to Lauren for my next purchase.
Lauren and her crew were great we highly recommend her and crew! You ladies are awesome!! Thanks for everything!
As a first time home buyer there are unlimited unknowns when it comes to the loan process. I still couldn't articulate the financing process if I tried. But Lauren most certainly can! In fact she made the process so easy and painless that it was never stressful for my wife and I. As a mortgage broker she finds the best loans out there for her clients. And goes above and beyond. We agreed to a loan about a month before closing with a 3.1% interest rate. We were happy with it and all set to close. Lauren could have stopped there, but she didn't. She emailed me about two weeks before closing letting me know that she found us an even better rate. It ended up being 2.7% and the closing costs/monthly spend ended up also being lower than the original loan we agreed to. Lauren is also super communicative and very responsive, and a true professional in her field. We are so happy we chose to work with Lauren and highly recommend her to anyone. Thank you, Lauren!
My wife and I purchased our first home with Laurens help 2 yrs ago without a hitch and just did a refinance. Lauren was there the whole way and explained everything so we could make the right decisions. I will use Lauren again and recommend her to family and friends looking to purchase a new home or refinance.Thank you Lauren!
I wanted to refinance my home, and after researching many mortgage companies, I’m glad I went with Excel!! They were very professional, prompt, and were able to help me figure out which loan scenario worked best for me. I’ll definitely use them again in the future for any refinancing or purchasing. Thanks LJ!!
Refinancing our home was super simple with Excel, Bryan E. and his team had everything ironed out and into simple to complete steps and automated processes.I would recommend to anyone thinking about financing or refinancing to give Excel a call or email.
My real-estate agent recommended that I give Excel Financial Mortgage group a call, he said that they are the best, how many times have you heard that. I took his recommendation and called a gentleman named Chris. After speaking with him I decided to use Excel Financial for my Mortgage company. Chris and Bryan walked me through everything that I needed. It was one of the most pleasant experiences I've had with a Mortgage company. From start to finish I had my closing on my home in 25 days without a hiccup. I highly recommend Excel Financial Mortgage group. Thanks again; Bryan Emmett and Chris Lawhead
Many thanks to Lauren and her team. Lauren was able to get my husband and I a lower interest rate then our previous lender was willing to give us for the refinance of our home and cash back. Many lenders try to get you to go with a longer loan term to reduce your payment but in the long run you end up paying more. My husband and I wanted to borrow from our equity to do some home repairs and remodeling but we definitely didn’t want to extend the life of our loan, Lauren heard our request and made it happen.
We just refinanced with Matt W. as our broker at Excel. We got great terms for our loan and Matt's communication and responsiveness were outstanding. From the beginning he was transparent and held himself and his team to a high standard. If I have any future mortgage lending needs I'll be calling Matt at Excel without hesitation.
Lauren and her team took great care of us during the home buying process. She was very responsive and was always on top of things. Closing was a breeze.
I would never have expected this level of customer service before having experienced it for myself!
Bryant was very professional and friendly through our whole refinance. He was informative and also responsive whenever we had questions or concerns. It's probably one of the best experiences we've had for finance. We would definitely recommend him and Excel to family and friends.
We were referred to Lauren after another company couldn’t get us to closing for over 6 months… She got it done in a matter of weeks. She will be our go-to person from now on. Thank you Lauren you’re amazing 🙌🏾These are the people you want to use. They’re everything a professional service company is supposed to be and more.
NoCo Mobile Gaming
Chis and his team are the best! They're quick and responsive! Very informative and professional! Got me into a house within a month!!Will definitely do buiseness here again! Thank you guys for everything!!
Lauren Juhl far exceeded my expectations, with timely communication, attention to detail, and quick turn around for my recent refi. I would recommend her without hesitation.
We primarily worked with Chris. He was professional and responsive and met deadlines with ease. He was knowledgeable and helpful. All staff members we interacted with were fantastic. Thank you
Excellent communications, professional service and followup. I would highly recommend.
Excel financial is my go to lender! They are amazing and I would recommend them to anyone who is looking to refinance, start a new loan, or just ask questions about getting approved for a first time loan! I have used them to close on my house and refinance it - they got me a screaming deal on my interest rate which saved me hundreds per month!I couldn’t be happier with the Excel team. They are fast, professional, and the best of all - willing to shop around to make sure you find the best loan!Go Excel and thank you so much!
Working on my home mortgage process with Lauren Juhl and her team was an absolute pleasure. They were always available to help answer any questions that I had and they worked with my lender to get me the best rate possible and as many credits toward closing as possible :). I am very pleased with my experience and recommend them if you want someone that will make this stressful process of buying a home a breeze. If I need any help in the future I know I can reach out to Lauren, even if I just have a simple question. Thanks Lauren and her team for your amazing work and dedication to your profession! 🙂
Great experience working with Excel and Lauren Juhl. She got things done so efficiently and quickly!
Lauren is amazing. If you email her, you ALWAYS get a response within the hour. She does all the work for you. We changed things around on her last minute and she had no problem with it, got us the numbers we were looking for that night! She collaborated with everyone for us. She treated us like royalty, and made us feel so protected during the process. Couldn't recommend her more. 5 stars. Lauren is the best.
I’ve done home loans and refinancing with other companies before, and I must say that I will never do it again without the help of Lauren Juhl! Lauren is top notch in every aspect. With other companies I felt as though I was just a number and they didn’t care about what I had to say nor did they show urgency. Lauren is very responsive, was very helpful with all my questions and took the stress out of the process! Would 100% recommend
Highly recommend using the team over at Excel Financial! Very professional and excellent service on refinancing my two loans. Would recommend to my mother and I love my mother!
Bryan, Chris and the entire team were great. Kept us in the loop the entire time and got things done efficiently!
Excellent! Highly recommended. Lauren J. was responsive and answered all our first time home buyer questions. Also saved us lots of money!!
Matt Weaver is a great person to work with, very professional, honest, responsive and willing to help even with more difficult cases. I strongly recommend him as a lender.
Lauren was easy to work with. All information was clear and the process was complete in a timely manner.
Lauren Juhl is all over her social media regarding her career, which initially made me comfortable reaching out. I had been dragging my feet in the process of buying my house, but she swept me up and gently shoved me through everything (I use those words because I needed that to happen). She was always super responsive, super helpful, and never made me feel bad about my dumb questions or concerns.Would highly recommend as she streamlined everything and I think we closed very quickly.Shoutout to Rhonda for all the help as well!
I have done a number of deals recently with Lauren Juhl at Excel Financial. She and her team are true professionals and are great to work with. As a real estate professional it is of the utmost importance to me to work with lenders who, above all, are responsive and knowledgeable and Lauren is both. I don't know how many times she has been available to myself and my clients first thing in the morning, in the evenings and on weekends to get offers submitted and questions answered. Excel is usually able to find my clients great rates as well!
Lauren is the ideal broker to work with as a Realtor: she is in constant communication with my buyers and me, she is available always, and most importantly, she gets us to the closing table without a hitch. She makes my job easy and helps keep my buyers at ease through the whole home-buying process!
Great experience. Jen was readily available to discuss any questions I had during the mortgage process and helped me through buying my first home!
If you want to purchase a home in Northern Colorado, look no further than these guys! I was a first time buyer and had some experience dealing with multiple lenders and loan officers, some of whom barely gave me the time of day. Doug Davidson, the loan officer and broker assigned to me by Excel Financial, provided service that was far above and beyond what I had expected. He picked a lender with a great rate and reasonable fees and was almost always available to answer my questions. He also provided me a ton of financial advice when we were deciding on the rate points and terms and made sure we were able to close quickly. Highly recommended.
It has been a tough year, but there is always a silver lining! I was unbelievably impressed with my recent experience with Excel Financial this past September! Lauren Juhl made my FIRST home refinancing experience a memorable one. Lauren and her team made this process easy, and I truly felt like they were working for me. From effective communication to the overall effort given to this process was one of the best customer service experiences I've ever been apart of! My interest rate was phenomenal and they worked diligently to provide me with best possible service and total savings. I stand by Excel Financial Mortgage Brokers and so should you! THANK YOU for everything you do Lauren 🙂
Very pleased with Excel Financial!! Would recommend them 100%.
Chris and Bryan are amazing. Keep up the good work!
Working with Wes Daniels was great in the purchase of our second home/ investment property. He was always on top of everything from explaining anything from interest rates, buying points, unwarrantable condos, recommendations of home inspectors, and different types of loan options. His availability was superb. He was so on top of everything he impressed the heck out of our realtor. He then passed me on to Bridget Pasquinzo who helped out at the end with all of the financials. What a team!!!!! I would highly recommend these professional mortgage brokers. They made our transaction so easy and less stressful. Thanks Wes and Bridget, and to all of the other people that probably helped out behind the scenes.
We had a fabulous experience with Bryan Emmett. He helped us a bunch and got us the best rate available. With all the current CoVid going on, we had a professional closing with everything lined out perfectly, although different from anything we've ever done. Thanks for helping us out!
Lauren was an absolute pleasure to work with! She helped us get a loan to purchase our first home with an extremely low rate- Highly recommend using Lauren at Excel Financial!
Very friendly and responsive team. They are helpful and courteous throughout our whole refi process. Matt Weaver did a great job taking us through the refinance process. And thanks too to Bridget Pasquinzo and her patience. We'll be coming back to them for future mortgage needs. Thanks guys!
Chris, Susana, and the rest of Team Paz are outstanding to work with and I can't recommend them highly enough. They walk you through everything and are extremely flexible and are truly an advocate for anyone requiring mortgage financing.
Super helpful understanding and trustworthy people.
Always a pleasure working with Chris and team Paz!
These folks are absolutely phenomenal! The team I worked with while purchasing my home were very knowledgeable, had fantastic customer service and kept me in the loop every step of the way. I couldn’t have asked for a better experience!
Bryan and his team went above and beyond for us! They were able to close faster than anyone thought possible. Great company, great folks. We will not be doing business with anyone else.
I was impressed with how my loan was handled when a series of snafus occurred with the lender. Long story short Xcel Financial made it right by paying some expenses that were not anticipated and not figured in originally. Matt and the company unilaterally did the right thing so I would not incur those missed expenses. Cudos to Excel!!
I thought Lauren Juhl was great. She worked really hard to make our situation work and it did.
When it was time to buy our first home my Wife and I chose to go with Excel Financial after being pointed that way by a friend. Bryan and Erin were amazing and answered the many questions we had quickly and accurately. They were great advisers the whole process through and helped us secure an amazing rate. Thank you Excel, we are in our successfully in our first home and couldn't be happier!
Things were seamless with the mortgage process eventhough I had an expedited closing. Team Paz was professional and moved like lightening to get things done. A big thank you to Wes Daniels, Chris Pasquinzo, and everyone who worked so hard to make my dream of owning a home a reality. Thank you from the bottom of my heart.
Seamless from start to finish. Always accessible. No hidden fees or surprises. In the midst of general stressors of buying a home and refinancing, you want to know someone has your back. And the team at Excel definitely does. I recommend them without any hesitation or reservations.
Emma Smaldino Richardson
Very good experience, got a great rate that other place just couldn't match.
Matthew got me a great deal on a cash-out refi and made it happen exceptionally fast. There were no un-forseen issues and he and his team took care of them very well.
I worked with Daniel Diaz-Brazo and Lauren Juhl who were both amazing to work with. They were always super friendly, and clear communicators. Even in my high times of stress, Daniel would call me and try to relieve my stress by explaining the entire process and walk me through it all. With complete certainty, I would recommend working with them!
Couldn’t be happier with the effort Lauren gave. The ease of the purchase of my home was second to none, and was enjoyable throughout. I highly recommend her! Thanks for making it awesome and so easy Lauren!
If you need a mortgage look no further! Lauren Juhl is the best to work with! She knows what’s she’s doing and can help get you into the best loan possible. Lauren and the entire team are so helpful. They know how to get stuff done quick and painless! They are amazing and I will refer everyone I know to them!
This was our first time working with a mortgage broker and Bryan Emmett was fantastic. He clearly communicated throughout the process and never hesitated to answer our questions. Highly recommend!
Bryan Emmett went above and beyond for my new mortgage. He was so helpful and knowledgeable in all areas of my loan.The office staff was incredible!Thank you to Excel!
Chris and Brian are amazing. They are very knowledgeable and always available. Their security protocol is top notch. I am super impressed with this business no complaints at all!
Bryan walked me thru the whole process from start to end. He was always available for all my questions and concerns and made the home buying experience as easy as possible. From helping me get my credit scores to an acceptable range to home insurance shopping, he was always willing to help. He has helped 3 in our family to buy homes in the last 3 years, and we couldn't have done it without him.
I have refinanced a few times with Excel Financial. They got me excellent rates, very knowledgeable, and answered all my questions without any pressure. If looking to purchase or refinance I highly recommend Excel Financial.
Matt Amundson at Excel Financial group went above and beyond to get me a loan when others couldn't. Highly recommended !
If you are looking for a loan Excel Financial Group is the place to go! They are very professional, timely and helpful. They can get you the best deal. Thanks Bryan for all the great advice!