Reverse Mortgages

We’re here for you!

 

Retire 

Freely!

What are you hoping the reverse mortgage program can accomplish for you today?

These are the most common reasons our customers get a reverse mortgage.
What resonates with you?

– Eliminate mortgage payment*
– Increase funds now or in the future
– Pay off debt
– Improve financial security
– Gain flexibility
– Purchase a home

– Reduce sequence risk in your retirement portfolios.  Use your home equity rather than retirement funds if it makes sense for your portfolio.  

 

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970-818-9280

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Retire More Freely!
Flexible financing solutions
designed to meet your needs.

 

Learn more

There are many

Options

For Reverse Mortgages

Benefits of a reverse mortgage 

Learn about reverse mortgages

did you know reverse mortgages can buy a home? 

Retire More Freely

Flexible, secure, tailored to your needs

Reverse mortgages continue to grow in popularity because they allow you to tap into the equity built up in your home, giving you the benefits of a home equity loan or home equity line of credit-and more. And the proceeds are generally not considered taxable income.
But unlike conventional mortgages or home equity loans, reverse mortgages have a flexible repayment feature. Each month, pay as much or as little as you like, or defer repayment. You decide. As long as you comply with the terms of the loan, a reverse mortgage doesn’t have to be repaid until the home is sold, or it’s no longer your primary residence.

 

Buying a home with a reverse mortgage

If you want to relocate or “right-size” to a home that better fits your life, a reverse mortgage can provide the money you need to purchase your new home, to be occupied as your principal residence.

Home Equity Line of Credit Change

Sequence risk, inflation and the solution a reverse mortgage

The joy of retirement can be overshadowed by a slew of financial challenges — from inflation to rising medical costs to market fluctuations. But what your clients might not be familiar with is the sequence of returns risk, also referred to as sequence risk.

Sequence risk arises from the order in which investment returns occur. For example, if the market declines early in retirement, and an individual continues to make withdrawals, this could result in negative portfolio returns later on, making it very difficult to recover. Add in the ongoing inflation mess and today’s retirees have some serious financial threats on their minds.

Just last week the latest quarterly release of the NRMLA/RiskSpan Reverse Mortgage Market Index reported that senior equity has risen to $11.12 trillion.  A reverse mortgage offers a strategic solution to navigate through the market instability and inflation pressures. 

How it Works

I’ll walk you through the entire process

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Get In Touch

We will discuss what we can do in order to help you thrive in this part of life.

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Offers

We do most of our mortgage work up front so there is less stress on you!

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Qualification

We work with you to get you approved at the loan limit that suits your needs the best!

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Closing!

Congratulations you’re getting paid to live in your house!

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Excel Mortgage Brokers

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